While go to china travel, foreign visitors had better have travel insurance, in case of the accidents. However, for most of the foreign visitors who come to China Tours, they do not very clear about the travel insurance in China.

Travel insurance is responsible for the accidents which happen while traveling abroad. The accidents exclude illness, surgical operation, suicide, wars, and other intentional injury, and so on. You can gain insurance claim apart from those accidents. Travel insurance can protect you from dangers during your trip abroad.

Travel abroad, you have to have the aid of traffic tools, flights, bus, boats, and so on. And we all know that the accidents are everywhere, no matter how perfect of your preparation work. Many travel insurance is compulsory and the charge is included in the tickets, for this kind of insurance, when you buy the tickets, actually you have bought the insurance at the same time. Generally, the fee of the insurance is the 5% of the tickets fee, and when something bad happen to you, the insurance company will pay for you at most 20 thousand RMB. The insurance will come into force when you check in and will be invalid after you check out. During the period of validity, if the recognizee is dead or injured owing to the unexpected factors, the insurance company will pay for his or her relatives insurance money and the medical fee. Air tickets, entrance tickets and tickets like that, are all have the insurance function, so be remember that keep your tickets carefully.

 When you are going to try the adventurous games in the spots, you’d better choose the insurance to avoid the unnecessary troubles. This kind of travel insurance is prepared for tourists who are in certain spots. It will be responsible for your safety since you get into the spots until you get out of the spots. Generally, this insurance costs you little money and will do you a great favor. To emphasize, when you travel in some dangerous spots, like great canyon, desert, wild animal zoo, and rock climbing, etc, you need to take out this insurance.

Tourists will take a hotel when travel abroad, so it’s necessary to buy an insurance for the unexpected injury or attack from others, to protect the lives and belongings from being hurt.

There is also an insurance, which will help you when you have some unpleasant conflicts with local residents, owing to the unfamiliar customs and other unexpected factors. This insurance is provided by insurance company and the international organization SOS. When tourists in trouble, they can call the certain number to gain help and reduce the risk of travel.

Additionally, there are much other insurance which tourists can purchase for their luggage and belongings; you can choose insurance according to your own necessity.

Other relating matters.

When you buy travel insurance, there are some tips you need to notice:

Firstly, you need to read the insurance deadline, like 7 or 10 days;

Secondly, be careful about the clause of the insurance, what’s kind of matters are included, and what’s excluded;

Thirdly, to know the amount of money covered by the insurance company, cases are different in different insurance clause;

Finally, to remember that you buy your travel insurance according to your own conditions and necessities, do not rely on any agent or agency that do not know your personal necessities.

All in all, travel insurance is necessary when you travel abroad, no matter where you are, Travel to Beijing, or travel to Shanghai, things are all the same. So to be sure your safety, buy travel insurance before you travel abroad.

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